Terms and Conditions

Last updated: 2025

1. Introduction

Welcome to budgifyco.com, your premier source for financial courses tailored to business and personal budgeting needs. By accessing or using our courses, you agree to be bound by these Terms and Conditions.

2. Services

We offer a variety of online and in-person financial courses designed to help businesses and individuals manage budgets, investments, and financial planning.

3. Registration and Access

To enroll in any course, you must complete the registration process and provide accurate information. Access to course materials is granted upon successful payment and may be subject to course schedules and availability.

4. Payment Terms

Course fees are displayed in the checkout process and must be paid in full before access is granted. We accept major credit cards and other payment methods as indicated on our site.

5. Refund Policy

Conditions for Refund

Refund requests must be submitted within 14 days of purchase.

You must not have completed more than 20% of the course content.

All requests must be sent via our contact form, including your order details and reason for the request.

Refunds will be processed within 10 business days of approval and returned to the original payment method. In exceptional circumstances, partial refunds or course credits may be issued at our discretion.

6. Intellectual Property

All course materials, including videos, documents, and assessments, are the intellectual property of budgifyco.com or its licensors. Unauthorized copying, distribution, or modification is strictly prohibited.

7. Limitation of Liability

To the fullest extent permitted by law, budgifyco.com shall not be liable for any indirect, incidental, or consequential damages arising from your use of our courses.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Switzerland, without regard to its conflict of law provisions.

9. Contact Information

Company: Nestlé S.A.

Address: 55 Avenue Nestlé, 1800 Vevey, Switzerland

Phone: +41761326967

Business ID: CHE-651.549.149